Mortgage Broker in Taft, CA
My Mortgage Company finances homes in Taft, CA for first-time buyers, oil-industry workers, and investors. Omar offers FHA, Conventional, Bank Statement, and DSCR programs with fast pre-approvals.
35 mi west
Distance to Bakersfield
Kern County
County
Oil & Gas
Economy
Bank Statement Loan
Self-Employed Option
Home Loans in Taft, CA
Taft is a small city in southwestern Kern County, approximately 35 miles west of Bakersfield. The local economy is driven by the oil and gas industry — Taft College and West Kern Oil Museum reflect its deep roots in California's petroleum history. Many Taft buyers are oil-industry contractors and self-employed workers who may benefit from Bank Statement loans that qualify on deposits rather than tax returns. Home prices are among the lowest in Kern County.
Best Loan Programs for Taft Buyers
Bank Statement
Oil contractors and self-employed buyers qualify on 12–24 months of bank deposits.
FHA Loans
Low down payment option for W-2 buyers entering the Taft market.
Conventional
Best for buyers with strong credit seeking the lowest long-term cost.
DSCR Loans
Low prices and stable demand make Taft rentals strong cash-flow candidates.
Serving Taft, CA
Ready to Get Started?
Omar personally reviews every file. Pre-approval letters issued in as little as one business day.
Home Buying FAQ — Taft, CA
Can self-employed oil workers qualify for a mortgage in Taft?
Yes. The Bank Statement loan program qualifies borrowers using 12 or 24 months of bank deposits instead of tax returns — a perfect fit for oil contractors and self-employed workers in Taft.
What are home prices like in Taft, CA?
Taft offers some of the most affordable home prices in Kern County, frequently under $250,000. This makes it attractive for first-time buyers and investors seeking strong rental yields.
Does My Mortgage Company serve Taft and West Kern County?
Yes. My Mortgage Company is licensed statewide in California and regularly serves buyers and investors throughout western Kern County including Taft, Maricopa, and surrounding communities.
Buying a Home in Taft?
Omar L. Ortiz · NMLS #951384 · My Mortgage Company · NMLS #2269164 · CA DRE #02168831
My Mortgage Company, Inc. · CA DRE #02168831 · NMLS #2269164 · Omar L. Ortiz DRE #02056548 · NMLS #951384. All figures and program details are for informational purposes only and are not a commitment to lend. Loan approval is subject to credit, income, and property qualification. USDA eligibility is subject to property location and borrower income limits. Not all programs are available in all areas.